Ipswich Unemployed Action.

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Ministry Hid Report on Universal Credit Hardship.

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Image result for Universal credit transition from tax credits report

Damming 2017 Report only now Released. 

 

Universal Credit may not get the headlines it deserves these days, something else happening I hear on the wireless, but, while Parliament’s  leaking roof capture’s the world attention there is (finally) this very unleaky report.

Study for DWP reveals 78% of people moved to Universal Credit struggle with bills

Mirror.

The shocking report dated November 2017 was only slipped onto the government’s website today

Joint DWP and HMRC report was released on Thursday but dated November 2017

Ministers sat for nearly a year and a half on research that revealed that tax credit claimants experienced “real financial problems” after they signed on to universal credit, it has emerged.

The joint Department for Work and Pensions (DWP) and HMRC study, which examined how tax credit claimants coped with the move, found 60% of those who said they struggled to pay bills said their difficulties began when they moved on to the new benefit.

More than half of claimants reported that the routine six-week wait for a first payment took them by surprise, and nearly half of those who were expecting a delay underestimated by a third how long the wait would be.

Strike us feather me down.

The study was slipped out on the DWP and HMRC websites on Thursday morning – even though the report itself is dated November 2017, and the research was carried out between October 2016 and July 2017.

Forgetfulness, understandable perhaps…

More than half of claimants reported that the routine six-week wait for a first payment took them by surprise, and nearly half of those who were expecting a delay underestimated by a third how long the wait would be.

About half of those surveyed did not have sufficient savings to tide them over the six weeks, the study found, and this group struggled especially. A few claimants endured “considerable stress” after payment delays meant they had to wait up to three months to get their money.

Overall, 25% said they were having real financial problems and falling behind with many bills and commitments, 13% said they were falling behind with some commitments, and 13% said they were keeping up but it felt a constant struggle to do so,” the report found

Here is the report: The transition from tax credits to Universal Credit: qualitative and quantitative research with claimants.

More from this:

Making a claim online

The UC system is designed to be administrated predominantly online, including the application process. It is therefore important that individuals can complete the application online on their own: ideally, claimants would not need assistance from DWP. Most survey participants reported that they were able to make their UC claim online (77 per cent). Over half (57 per cent) of all claimants interviewed completed the claim themselves, whilst a one in five (20 per cent) required help from someone else such as their partner, friend or relative. A further 19 per cent reported applying with help from an adviser at the Jobcentre. If it is assumed that the adviser would have assisted with an online claim, then the proportion of those claiming online overall is 96%. Claimants’ main reasons for not completing their application online were a lack of familiarity using computers (21 per cent) and a lack of access to computers or the internet (11 per cent).

Payment Gap.

Universal Credit claimants typically experience a payment gap22 of about six weeks from making their UC claim until their first UC payment is made. Once the UC claim is made, tax credits stop. Less than half (42 per cent) of claimants were aware that there would be a gap in payments. Awareness was particularly low amongst female claimants and claimants with children (57 per cent of female claimants, compared to 43 per cent of male claimants, and 55 per cent of claimants who had children included on their claim compared to 41 per cent who did not, were not aware of the gap). Of those that were aware of the payment gap, just over half found out through Jobcentre Plus (54 per cent).

Service.

Nearly half (45 per cent) of Universal Credit (UC) claimants were satisfied with the service they received during transition to Universal Credit (15 per cent were very satisfied and 30 per cent were fairly satisfied). Similar proportions reported being dissatisfied: 42 per centoverall (13 per cent fairly dissatisfied and 29 per cent very dissatisfied).

Where claimants were dissatisfied with the process, the survey explored why this was. The three main reasons for dissatisfaction were lack of clear information about the process The transition from tax credits to Universal Credit: qualitative and quantitative research with claimants of stopping tax credits and claiming UC (34 per cent), length of the payment gap (29 per cent) and poor organisation (29 per cent) (e.g. a lack of departmental knowledge of the process and timescales or the ability to advise claimants accordingly).

Reactions:

Ironically, Frank Field, chair of the commons work and pensions committee, accused the DWP at the time of “withholding bad news”, claiming that Gauke only gave the go-ahead to universal credit because officials “had withheld the true scale of the problems”.

Margaret Greenwood MP, the shadow work and pensions secretary, asked why the government was only now publishing the findings. She said: “Universal credit should be helping people out of poverty; instead it is pushing many people into debt and towards food banks. The government must take notice of its own research and stop universal credit as a matter of urgency.”

Yet all is not darkness.

The Currant Bun has this Good News!

Amber Rudd plans £2bn Universal Credit spending spree to help out struggling parents

The Work and Pensions Secretary wants to pump more cash into child benefits and housing allowances

AMBER RUDD is preparing a near £2billion spending spree on benefits for low-paid Brits to tackle a shock rise in child poverty.

The Sun can reveal the Work and Pensions Secretary is demanding a small fortune to top up child benefits and housing allowances.

With all this joy being spread it’s no wonder the DWP has the cash for this:

Written by Andrew Coates

April 5, 2019 at 11:58 am

New Help to Claim Service to “offer that little Bit of extra help” adds to the “best things” about Universal Credit, Amber Rudd (April the First).

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Image result for classical painting unicorns

Amber Rudd’s DWP Universal Credit Help Service.

New ‘Help to Claim’ service provides extra Universal Credit support

DWP invests £39 million into new ‘Help to Claim’ service provided by Citizens Advice and Citizens Advice Scotland for Universal Credit claimants.

Published 1 April 2019

Amber Rudd has been happy for days and days and days!

 

 

 

Sunday’s Mail, a byword for accuracy, reports that the Tories are up in arms against anybody saying otherwise!

Tories blast BBC’s ‘poverty bias’ as ministers say Panorama report which claimed Universal Credit causes hunger and suffering is ‘fake news’ and left out details on huge payouts for ‘victims’

Ministers are at war with the BBC over a ‘fake news’ campaign against the Government’s Universal Credit system.

Officials working for Work and Pensions Secretary Amber Rudd have submitted a dossier to the Corporation of what they describe as ‘biased and inaccurate’ reporting about people’s ability to survive on the benefits, received by 1.3 million claimants.

It comes as a Mail on Sunday investigation has also uncovered a number of glaring inconsistencies in reports about the system by the BBC and other media outlets.

Officials began compiling the alleged catalogue of errors and half-truths following an edition of the BBC’s flagship current affairs programme Panorama on the ‘Universal Credit Crisis’ in Flintshire, North Wales, in November.

Yet, strangely, all the advice and all the bleating by poor put-upon Tories in the world is not going to change this:

Universal Credit increasing debt for Solihull social housing tenants

DWP: Almost 3,000 ‘sanctions’ for Teesside’s 10,000 Universal Credit claimants

New figures reveal that payments had been stopped or reduced on Teesside almost 3,000 times, as of October

And so it goes….

Written by Andrew Coates

April 1, 2019 at 3:28 pm

Amber Alert as Curse of Universal Credit Strikes Rudd.

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Image result for albatross ancient mariner

Amber Rudd’s Universal Credit Team.

There was an Albatross once.

He was called Universal Credit, UC to his mates.

Ah! well a-day! what evil looks
Had I from old and young!
Instead of the cross, the Albatross

About my neck was hung.

His Evil Eye foretold a sorry fate,

An orphan’s curse would drag to hell
A spirit from on high;
But oh! more horrible than that
Is the curse in a live UC’s eye!
Seven days, seven nights, I saw that curse,

And yet I could not die.

And so the Rime of the Ancient Universal Credit continues……..

Amber Rudd warns of further delays to universal credit

Guardian. 

Work and Pensions secretary will consider policy changes to restore public confidence.

“I’m enthusiastic about universal credit and I do think we can get it right. I acknowledge it is not just tinkering; there have been problems. I see that as the biggest change I have got, to fix those problems and give people the confidence to believe that universal credit is going to help them in their lives,” she said.

Responding to MPs’ concerns that up to 1 million ill and disabled claimants are at risk of destitution and isolation when they are transferred on to universal credit over the next three years, Rudd said she wanted to ensure the most vulnerable were safely moved on to the system in a safe way.

“The priority for me is making sure we get it right … We have particular concerns about … the most vulnerable in society and some of them will take a long time to get on to universal credit in terms of engaging with them and getting the transfers done effectively. We will learn and see how long we need in order to ensure it is effective.

….

I would much rather every individual gets the personal attention and care getting on to universal credit than sticking to a prescribed timetable.”

She also promised to look at ways to minimise the risk of benefit payments – currently paid to one member of the household – being used by domestic abusers to exert power over their partner by seizing control of the family income.

Universal credit, which rolls six working-age benefits into one monthly payment, has proved politically toxic for the government in recent years as a result of policy and design flaws such as a five-week wait for an initial payment that have left thousands of claimants in debt, suffering from depression, and reliant on food banks.

Even the bleeding BBC is struck by UC’s baleful spell.

Universal credit: Is the government’s benefit system working?

The government’s overhaul of the welfare system to create one universal benefit has not had an easy roll out.

The aim was to create a smoother benefits system that encourages people to stay in work. But it’s years behind schedule, linked to a rise in food bank use and rent arrears, and critics claim it might make millions poorer.

It’s big, it’s confusing and it’s hard to know from the noise what the actual problems are.

Michael Buchanan, who’s spoken to universal credit claimants across the country, explains.

The Currant Bun continues its doomed attempt  (‘The Sun wants to Make Universal Credit Work’) to shake off the curses of millions of the poor, the unemployed, the halt and the lame.

XMAS CANCELLED 

Single mum on Universal Credit can’t afford to buy Christmas presents for her two children after being left with just £30 for five weeks

Suzanne Coates, 29, said she wishes she’s stayed on Job Seekers Allowance.

A SINGLE mum on Universal Credit said she can’t afford to buy Christmas gifts for her two kids after being left with just £30 for five weeks.

Suzanne Coates, 29, from Hull, said she’d been left with just £34 for herself and daughters Bethany, 11, and Gracie Mae, five, while her Universal Credit claim is processed.

Amber Rudd’s fate is , however, sealed,
Since then, at an uncertain hour,
That agony returns:
And till my ghastly tale is told,
This heart within me burns.

 

Ye jest.

But how many Ministers of Work and Pensions have already been struck down and disappeared from office?

Written by Andrew Coates

December 20, 2018 at 5:11 pm

“Thousands of people will face a miserable Christmas” – UNITE Survey of Universal Credit Claimants.

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The Mirror reports,

Thousands of are facing a “very bleak Christmas” after a new survey found three quarters of people on botched benefits system Universal Credit said they had been left saddled with debt.

Three in five claimants said they had been pushed into struggling with housing costs because of the new welfare system.The survey of over 1,000 Universal Credit claimants was carried out by Unite the Union.

Other respondents raised the fear of eviction, and many reported problems with monthly budgeting on a low income.

The Department for Work and Pensions blasted the study as “completely unscientific” and said some of those questioned might not even be on UC.

Yet the DWP’s own research shows three quarters of those who moved onto UC struggle with bills constantly or “from time to time.”

Here is the UNITE Press Release:

Universal Credit pushing people into debt and housing problems reveals survey

More than three quarters of respondents in a survey of over 1,000 Universal Credit (UC) claimants said they had been put into debt, or pushed further into debt by UC with some forced to use foodbanks to survive as well as borrowing from friends and family. Shockingly 60 per cent of respondents said that they had been pushed into housing cost problems.

Thousands of people will face a miserable Christmas as a result of having to claim UC according to the new survey by Unite the Union published to coincide with a national day of action against UC on 1 December 2018 (see notes to editors).

During six weeks of October and November 1,141 people responded to the survey. The findings make grim reading and identify a number of issues facing a significant number of people claiming the benefit.

Rent arrears were raised by a number of people and the fear of eviction was evident in the responses. Many claimants reported the problems of monthly budgeting on a low income. Disabled people and those who are sick reported a huge drop in income as a result of moving on to UC.

The vast majority (82 per cent) have a negative view of the new benefit and a significant number had problems either claiming the benefit on-line or maintaining their claim through an on-line journal.

Unite is using the evidence collected from the survey to lobby politicians and is calling for a stop to the controversial new UC system.

Unite has called for Universal Credit to be scrapped before more damage is done.

Unite head of Community, Liane Groves said: “Universal Credit is causing misery and suffering as the survey results clearly show. Despite knowing this, the government is still intent on ploughing ahead regardless, while claimants are descending into debt, relying on food banks and getting into rent arrears and in some cases being evicted from their homes.

“Evidence from voluntary and community organisations as well as unions and local authorities seems to be ignored as the government presses on with the implementation of Universal Credit.

“Access to the benefit has been devised for the benefit of administrators not the recipients of Universal Credit. The damage done by forcing people into debt, far from helping people into work, as the government claims, is driving people away from the job market as spiralling debt impacts on people’s mental and physical wellbeing.

“As we head into winter, many claimants cannot afford warm clothing for themselves or their children and don’t have enough money to heat their homes. It will be a very bleak Christmas for thousands of families who are being abandoned by this government.”

“The survey was conducted outside job centres by volunteers and was also completed on-line. Unite will be submitting the raw data from the survey to independent academic researchers with a view to further analysis of the responses.”

 

Written by Andrew Coates

November 30, 2018 at 11:29 am

1st of December Protests Against Universal Credit.

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Join the national day of action against universal credit

Join the Day of Action!

A few days ago Amber Rudd said this,

Rudd said she was going to specifically examine the impact of Universal Credit on women and single mums, amid concerns the scheme was making hundreds of thousands of single parents worse off – admitting that despite being a “force for good”, it currently has “real problems”.

Amber Rudd recognises ‘real problems’ with Universal Credit

What with ‘other issues’ dominating the news people may forget the constant stream of stories about these “real problems@>

Birmingham Live, today:

Dad-of-three living without heating after Universal Credit stopped in letter blunder

Ian Reynolds, 51, had Universal Credit payments cut after official letters sent to wrong address.

An unemployed dad has been forced to turn to foodbanks after his Universal Credit was stopped because he failed to respond to letters sent to the wrong address – five doors away.

Ian Reynolds, 51, now cannot afford to heat his home in Stafford after his payments were sanctioned without warning because he did not respond to the messages concerning Jobcentre appointments.

The Department for Work and Pension (DWP) made the benefit cut decision in September.

Since then Ian has been living on monthly ‘hardship payments’ of £187 and receiving support from the House of Bread charity.

The BBC today:

Concerns raised as Universal Credit rolls out in Edinburgh

The controversial Universal Credit benefit system is being rolled out across Edinburgh.

Foodbanks say they are preparing for increased demand, as those being moved to the new system can expect a five weeks wait for their first payment.

An estimated 10,500 local council tenants are expected to be moved to Universal Credit by 2023.

The Scottish Conservatives say the new system is widely supported and funds are in place to aid the roll-out.

But the Trussel Trust say they expect this December to be the busiest since foodbank records began.

Bethany Biggar, operations manager at the Edinburgh Food Project, told the BBC Scotland news website that her foodbank, like many support agencies are preparing to deal with an increase in usage.

She said: “Christmas is already a very difficult time of year for most families who are living in poverty, so it’s a double barrelled difficulty.

“In areas where Universal Credit has been rolled out already, the Trussel Trust has seen an overall increase in demand.

This is a good response (Common Space):

The roll-out of the ‘full service’ of the controversial welfare system – which has been condemned by critics as inefficient, punitive and likely to drive those reliant upon it further into debt and poverty – was greeted at Edinburgh’s Leith Jobcentre by anti-UC protestors, including representatives of the Edinburgh Coalition Against Poverty (ECAP), Sisters Uncut and Oficina Precaria.

“We declare we will take direct action against any employer involved in Universal Credit workfare. We declare we will take direct action to defend people sanctioned under Universal Credit. We declare we will take direct action in solidarity with all under attack.” ECAP Declaration of Resistance to Universal Credit

Following today’s protest, which took place despite Storm Diana hitting Edinburgh with severe wind and rain, a spokesperson for ECAP told CommonSpace: “We are encouraged that people came out today in the rain to oppose Universal Credit.

“Universal Credit increases poverty, homelessness and misery. It massively increases the scope and length of sanctions. It attacks the disabled, young people, women, workers, migrants.  Research shows the majority of claimants will be worse off.

“The fact that new claimants have to wait many weeks for their first payment causes huge hardship and plunges many into rent arrears, from which many never recover, losing their homes. It’s all part of the Government’s austerity attack, designed to undermine everyone’s wages and conditions and force people to accept low-paid, insecure jobs.”

“Demonstrators today proclaimed a Declaration of Resistance to Universal Credit, multiple copies of which were fixed to the Leith Jobcentre wall. This read: ‘We declare we will take direct action against any employer involved in Universal Credit workfare. We declare we will take direct action to defend people sanctioned under Universal Credit. We declare we will take direct action in solidarity with all under attack.’

As is this:

Join the #StopUniversalCredit day of action

This Christmas will be cancelled for thousands of families claiming the new benefit Universal Credit. Despite knowing Universal Credit causes serious problems for claimants, Theresa May’s Tory government is pressing ahead and rolling it out to thousands of people who will have to wait weeks to receive any money. Claimants are descending into debt, relying on food banks, getting into rent arrears and in many cases getting evicted from their homes because of in- built problems with Universal Credit.

Take action NOW against Universal Credit

On Saturday 1 December 2018 Unite Community will be staging a national day of action to #StopUniversalCredit to send a message to the Tory government that it can’t be fixed. Join Unite in your area and back the call to #StopUniversalCredit. Check out the events where you are:

Events across the country.

London & Eastern.
  • Norwich City Centre stall/protest outside Tesco (NR2 1JH) from 11:00-13:00 close to the Job Centre
  • Ipswich – Alternate Carol Service on between 13:00-15:00 at The La Tour Cafe at 7, Waterfront, Ipswich (IP4 1FT)
  • Colchester- Carol Singing at 16:00 outside the Town Hall to raise Universal Credit awareness, songbooks provided
  • Woolwich Stall in Woolwich Town Centr DLR Station in Powis St/Woolwich Market (SE18 6AY) from 11:00
  • Brixton tube station from 11:00-13:00
  • Ladbroke Grove – Underground Station, London (W10 6HJ) Carol singing – 14:00
  • Chingford Chingford Mount, London (E4 8LG). 11:00 at Protesting in constituency of Iain Duncan Smith, the architect of Universal Credit misery.
  • Camden Town – outside the tube station at 11:00
  • Wisbech outside the local Job Centre Plus, Wisbech, (PE13 1AN) Friday 7 December 2018
  • Tottenham Job Centre, Carol Singing, Friday 7 December 2018

More information and details of events across the country here:

Join the #StopUniversalCredit day of action

Written by Andrew Coates

November 29, 2018 at 12:10 pm

Esther McVey: Whip Round for Leaving Present.

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Memorial Plaque.

 

Esther McVey: Who is the former work and pensions secretary and why has she resigned over Brexit?

Esther McVey has resigned from Theresa May‘s government, saying the prime minister’s Brexit deal “does not honour the result of the referendum”.

The ex-work and pensions secretary called the draft withdrawal agreement a threat to the integrity of the UK and said she believed it would “bind the hands” of the current and future governments in trade negotiations.

“We wouldn’t be taking back control, we would be handing over control to the EU and even to a third country for arbitration,” she added in the second cabinet resignation letter to land on Ms May’s desk on Thursday morning, after Dominic Raab’s.

Her website describes her as a businesswoman and broadcaster; she is a former presenter of GMTV. “She has written several careers books for girls and boys which have been turned into plays by the National Youth Theatre and have been performed around the country as well as in London’s West End,” her biography adds.

In Ipswich we are already having a whip-round for her leaving present

Suggestions welcome.

Leaving Card from Silly Prints

Written by Andrew Coates

November 15, 2018 at 12:05 pm

Universal Credit: Costs More Than Previous System and makes 60,000 Families Worse off.

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Resolution Foundation research suggests 600,000 families could be worse off

Universal credit, the government’s flagship welfare policy, will be more expensive than the system it replaces, according to a new report.

The rollout of the reformed system, which brings six benefits into one, has been hampered by delays amid widespread concern that the changes could force people into poverty, while there have also been reports that universal credit, which has undergone phased introductions across the UK, has increased reliance on food banks.

In the autumn budget the chancellor, Philip Hammond, announced that an extra £1.7bn would be injected into universal credit, which combined with the projected £3.2bn higher benefit take-up would make it more expensive than the legacy system it replaces, the study states.

The Resolution Foundation says.

This briefing note focuses on the implications of recent changes to Universal Credit (UC) – in particular the £1,000 increase in work allowances announced in Budget 2018 – for the number of winners and losers from the switch to this new benefit system, for UC’s generosity and for its impact on work incentives.

David Finch, Laura Gardiner.

Key findings

  • The Budget 2018 work allowance increase means that the number of working families that gain from the switch to UC increases by 200,000 – from 2.2 million families previously to 2.4 million families now. Among working families with children, the number (1.5 million) expected to be better off under UC now matches the number (1.5 million) expected to be worse off.
  • Relative to the pre-Summer Budget 2015 UC system, the work allowance and taper changes of recent years have restored or improved incentives to enter work at low earnings for renting single parents and the first earner in renting couples with children; and reduced incentives to enter work at low earnings for home-owning parents who are either single or first earners in couples, and non-parents without disabilities.
  • Single parents and second earners in couples with children – both very likely to be women – are most responsive to work incentives. As such, it is a concern that UC continues to incentivise single parents (particularly renters) to reduce working hours below the 16 hours backstop present in the tax credits system. It also still fails to sufficiently incentivise work for second-earner parents.
  • One of UC’s major advantages is that it gets rid of the very highest rates at which benefits are withdrawn in the existing system, which can leave people with less than 10p for each additional £1 earned. However, the fact that taxpayers on UC keep just 25p of each additional £1 earned (even less when paying for childcare costs) means that challenges remain.

Recommendations

  • We suggest boosting single parent work allowances, at a minimum, to the equivalent of 15 hours a week on the wage floor, and introducing a second earner work allowance for those in couples with children.
  • Financial incentives to progress in work should be boosted by gradually lowering the taper rate. In addition, planned progression pilots should test a far more ambitious system of practical support to help low-paid workers progress and secure better-quality roles.

Another day, yet another story:

Universal credit: Rent arrears double for benefit claimants

BBC.

Council tenants on universal credit have on average more than double the rent arrears of those still on housing benefit, a BBC investigation has found.

In Flintshire, north Wales, one of the first counties to test the new payment, the council says rent arrears have gone up by £1m.

One claimant there said a mistake left him with just £29 a month to live on.

But the UK government said it had listened to concerns and universal credit was working well.

The BBC contacted every local authority in the UK that has council homes about their arrears. The results from the 129 councils that responded showed the average amount owed by tenants claiming universal credit across the UK is £662.56. For those still on housing benefit it is £262.50

Flintshire council said this week that tenants on universal credit in the county owe on average four times as much rent as those on the old benefits. At times it has been even higher; in September it was six times as much.

In the 18 months since universal credit was introduced in Flintshire, the council’s rent arrears have increased by £1m, something officials say is largely due to the new benefit.

Ipswich:

Ipswich & District Trades Union Council

No automatic alt text available.

Open meeting on the Universal Credit Crisis with key speaker Mark Page, a regional officer in the PCS with a background in the DWP.

Hosted by Ipswich & District Trades Union Council, all welcome.

Mark Page, Regional Officer PCS  will speak on the UNIVERSAL CREDIT CRISIS.

Every day another horror story about Universal Credit hits the news headlines, how and when will it end?Following debate at Congress, the TUC’s policy is for Universal Credit to be stopped and scrapped. What should replace it?

7.30pm Wed Nov 21st 2018 Unite Office, 13, Arcade St, Ipswich

This meeting is part of the build up to Unite Community’s National Day of Action on Universal Credit on Sat Dec 1st 2018.

Written by Andrew Coates

November 12, 2018 at 11:18 am