Ipswich Unemployed Action.

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Archive for the ‘Council Tax’ Category

Why isn’t this a Universal Credit Election?

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There are over 2,300,000 (latest figures, July 2019) people on Universal Credit.

There were 20 million people claiming DWP benefits at August 2018 alone (most recent full figures).

Benefits and Universal Credit should be key election issues.

To take two examples:

Housing benefit no longer enough for struggling families to afford any Ipswich rental properties

Ipswich Star, today,

The Bureau of Investigative Journalism could not find a single two bed property in Ipswich that was affordable on Local Housing Allowance (LHA) during a recent snapshot search.

The TBIJ research found that only one in 20 of the two-bed properties advertised for rent nationally were affordable on LHA. Across most Suffolk and Essex just a fraction of the properties advertised for rent would be affordable on LHA.

It means many families are having to make tough decisions to cope.

LHA is supposed to cover the cheapest 30% of properties in that area. But it was frozen in 2016 as a cost-cutting measure, intended to save £1.3 billion a year, rising to about £1.7 billion by 2020-21.

Although the number of affordable rent homes created in Suffolk has risen over recent years – reaching 500 for the first time in 2017/18 – councils still rely on private landlords to provide much of the housing for benefit recipients.

The article goes into the problems of renting and Local Housing Allowance  – which affects the whole country – in depth.

Read it.

Then there is, something that’s hardly a secret.

Why isn’t this the food bank election?

In the world’s sixth richest country, a record number of people will be starving at Christmas.

A record number of people will use food banks this Christmas. The busiest month for food banks last year was December, and there has been a general rise in food bank use since then (April to September this year saw a 23 per cent increase compared to the same period in 2018). We’re heading for a record high this winter, according to the Trussell Trust food bank charity.

There will also be people who go without income over the Christmas period. Universal Credit, the new welfare system, has a five-week waiting time for the first payment. This delay has not been reduced by the government, despite it driving up food bank use. People applying for Universal Credit now will go without money over the Christmas period, unless they meet tight criteria for an emergency loan.

Chakelian says that this issue – we could add Benefits as such – have not been talked about in the election.

Why?

Perhaps it’s because the Labour party, which is more sympathetic to these things and has tried to come up with answers, is distracted. Perhaps it’s because the Conservatives don’t accept their manifesto is forecasted to bring about record child poverty, or don’t believe they play a part at all. Perhaps it’s because charities that usually campaign on these things have to submit to extra-strict impartiality rules around election time. Perhaps it’s because media outlets decided this would be the “Brexit election”, once and for all.

Perhaps it’s also because many people, that is many amongst those who vote, are not going to be swayed by talking about the real world of Universal Credit, benefits, and poverty.

Let’s follow this example and bring these unwelcome, difficult, subjects, into the election.

Our contributors have plenty of ideas!

A photo highlighting the huge imbalance between Britain’s richest and poorest people has gone viral on Facebook – and generated awareness of homelessness at Christmas.

Posted in the Facebook group ‘Sh*t London’, Cliff Judson’s breathtaking snapshot shows the plush and extravagant display outside House of Fraser’s flagship store on London’s Oxford Street – while homelessness in is on the increase.

The 43-year-old Londoner was aiming to highlight poverty at Christmas time, when there are more visible signs of inequality.

Abuse of Claimants, DWP Manager, “We should nominate one person to throw a grenade in.”

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Universal Credit staff taped making disgusting comments about claimants

Mirror.

EXCLUSIVE: One member of staff was recorded saying disabled people were “faking it” to get government cash

Benefits managers have been caught on tape making horrifying comments about claimants.

One advocated blowing them up with a grenade, another accused them of getting money for nothing while the disabled were accused of “faking it.”

In one disturbing taped conversation a manager says: “The police sometimes have sting operations where they gather people together.

“We should nominate one person to throw a grenade in.”

Another reveals a case manager railing at claimants, who can be out of work because of ill health.

They rant: “It does my head in. They’re getting something for nowt, they don’t really have to do a great deal to get it. And they still whinge.”

Another says they “have absolutely no time” for claimants with depression and anxiety.

 

Today the incompetent  lazy bones managers  at the DWP are shown up.

DWP Universal Credit: 700 ‘suspected errors’ flagged by one council in 18 months

Mirror.

EXCLUSIVE: Labour-run Tower Hamlets demanded the DWP halt the benefit’s rollout after compiling the figures for 18 months

More than 700 “suspected errors” in Universal Credit have been flagged in 18 months by a single town hall.

Labour-run Tower Hamlets began compiling the figures in April 2018 over fears the Department for Work and Pensions (DWP) was not dealing robustly enough with problems.

Since then the deprived London borough’s officers have reported 728 cases to the DWP – identifying £335,000 in alleged overpayments and £215,000 in underpayments.

Officials claimed some cases took months and several attempts to contact the DWP before they were resolved.

The Borough’s mayor John Biggs said: “The roll out of Universal Credit should be halted. It’s failing our most vulnerable residents and pushing them into hardship.

“It’s simply not good enough that these blunders continue.”

Deputy Mayor Rachel Blake added: “The continuing errors we are seeing due to Universal Credit show it’s not fit for purpose.

Not to mention the present mess find ourselves in:

This has always struck people as inevitable.

Poverty is rising for all groups – even those in work – according to a new financial inclusion monitor report.

Research from the University of Birmingham and the University of Lincoln shows nearly 1.6 million people falling behind with council tax payments, with six in ten people in the poorest fifth of the population reporting they are in problem debt – mainly council tax payments, rent or utility bills.

Nearly 1 million people are behind with their rent, while over a 1 million people are behind on water bills.

The 2019 Briefing, found that nearly 2.2 million people report having been contacted by bailiffs and nearly one million experiencing bailiffs breaking the rules.

A growing number of personal insolvencies were also highlighted, with over 70,000 Individual Voluntary Arrangements (formal alternative to bankruptcy) made in 2018, up from 40,000 in 2015.

Karen Rowlingson, Professor of Social Policy and Deputy Director of the Centre on Household Assets and Savings Management (CHASM) at the University of Birmingham and co-author of the report, said: “The government is saying that austerity is over but our research shows that millions of people are still struggling to pay essential bills.

“Much more needs to be done to increase income levels to help people make ends meet.”

Electric Dog Collar Shock Coffey is on a high:

Written by Andrew Coates

October 7, 2019 at 12:42 pm

Council Tax Benefit (Support/Reduction) Messed up by Universal Credit.

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Eric Pickles has a Laugh at Claimants.

Pre-dating the mess of Universal Credit was the decision by Blubber Guts Eric Pickles to make all benefit claimants pay a proportion of Council Tax.

In 2013 we had, this “the benefit is being replaced by a new system, council tax support, that will be run by English local authorities but with 10% less funding.

It began like this,

 

Council tax benefit cuts: the expense of getting people with no money to pay up

2013.

Unlike the “bedroom tax“, which only affects tenants of councils and housing associations, changes to council tax benefits from April will also affect owner-occupiers and private tenants. It is currently claimed by 5.9 million recipients and is the most widely claimed means-tested benefit. Local authorities have been asked by the government to replace council tax benefit with new local schemes that reduce the amount of council tax relief councils can pay out.

 

Some have opted to protect the 100% council tax benefit that poorer residents who live in property in a low council tax band currently receive. Instead they are reducing the amount of benefit for people living in higher council tax band properties. Other councils have chosen to spread the cuts equally, opting for a maximum 90% rebate for everyone. In this case, people on the minimum income possible to survive will from April have to use their meagre income to pay 10% of their total council tax.

This was the result,

Eric Pickles and David Cameron handed local authorities the power to administer council tax benefit, then cut the budget by 10%, resulting in the number of households in council tax arrears to increase by 45%.

It soon developed: – and it is rare to find anywhere which has a 100% reduction today as the name “Council Tax Reduction (sometimes called Council Tax Support)”  indicates.

Though there is this example (July 2019):

Some low income residents in South Ribble might not have to make a minimum contribution towards their council tax bills from next year.

South Ribble Borough Council is set to launch a public consultation on a proposal to scrap the so-called council tax support scheme, which means all working-age households pay a flat rate of £3.50 per week – even if their income level entitles them to help to cover the rest of the bill.

Now we have this, proving that if there’s one thing Universal Credit is good for, it’s making things worse.

DWP: Why Universal Credit is causing ‘one big headache’ over changes to council tax

Teesside Live.

Residents are being hit with different levels of bills due to complications caused by Universal Credit

Universal Credit is increasing the burden on struggling staff at a Teesside authority and leaving residents confused, due to its effect on council tax, a meeting heard.

Stockton Council has launched a six-month review into its council tax support scheme.

It does not take much to see that this must be happening across the country.

About 11,000 people receive council tax support in the borough and everyone of working age gets at least 20% of their bills.

But Julie Auffret, the council’s revenues and benefit services manager, has revealed how Universal Credit had hit both customers and council staff in how they dealt with council tax.

She told a meeting of the council’s place select committee that the introduction of Universal Credit was leasing to confusion and stress.

She said: “What it creates for us is complications which perhaps didn’t exist when we were dealing with housing benefit and council tax benefit ourselves.

“It meant we could calculate benefits at the same time – now that has been split, it has complicated it and makes it a slightly lengthier calculation than it used to be.”

Universal Credit rolled six benefits into one and was introduced in Stockton a year ago.

But the benefits manager explained month-on-month adjustments to Universal Credit had meant the council had to keep recalculating its own council tax support.

Ms Auffret said: “For us that’s becoming quite a significant administrative burden – and for customers it’s becoming difficult for them to understand why their council tax support is being recalculated repeatedly and why they’re getting lots of bills.

“We’d really like to explore a different way of doing things to make it simpler.”

Changes were made to the council tax system in 2013 when the Government abolished council tax benefit and told local authorities to form their own support schemes.

Stockton runs a “work incentive” programme designed to offer those on low incomes a boost from their wages.

But a review is being considered given the impacts of Universal Credit.

This was all so obvious…

Plus, the fact that we have had to pay this tax, without any corresponding increase in benefits, was another part of the great reduction in our basic living standard this lot of thieves introduced.

Johnson, and his mates, have no plans to change this unjust council tax regime.

Written by Andrew Coates

July 12, 2019 at 5:07 pm

“Universal Credit is Affecting Everyone”.

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Don’t forget the Benefits Freeze as Brexit Hits Prices.

The Universal Credit disaster continues:

As our contributors write,

Not even students are spared the ravages of Universal Credit. Students are even more worse off than part-time workers who lose 63p from their UC for every pound earned. Students unfortunate to claim Universal Credit lose a whole £1.00 for every pound of their grant.

And now they’re coming for the pensioners:

The Mirror today:

Universal Credit leaves hundreds behind on council rent

The Scotsman,

HUNDREDS of students across Scotland have today joined together to sign an open letter to the government demanding a review of the impact of Universal Credit (UC) on their lives and ability to continue in higher education.

The group say UC has “fundamentally disregarded students” in the way it calculates their income, with lone parents, the disabled and students from low income families among the hardest hit.

Paloma Paige, president of the St Andrews University Students’ Association, is the main signatory of the letter and warns of the long-term impact on access to education.

The headline from Plymouth Live sums it all up:

Universal Credit is affecting everyone – the heartbreaking horror stories

No matter where you are in the country, you are guaranteed to find masses of people who have had problems with Universal Credit.

Last week, Plymouth Live ran a story detailing how you could change your payments if you were struggling – and dozens of people reached out to us to share their stories.

We have heard extensively from Plymouth families who have become increasingly worse off after the change-over.

One single mum who told Plymouth Live she had been stung by the benefit cap – brought in by the previous Coalition Government in 2010 – and faced legal eviction from her home because of her wrangle with the benefits system that forced her into rent arrears.

Disabled Plymouth man, Neil Wright, said he was utterly bamboozled with the new Universal Creditbenefit – after receiving a payment of just 1p and being left with 77p to live on for two weeks.

But now, people from all over the UK have shared their horror stories and they are truly heartbreaking.

Here is the Minister’s Response:

Written by Andrew Coates

February 25, 2019 at 11:28 am

Poverty Crisis Worsened by Universal Credit.

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” total number of people living in poverty is 14.2 million.”

Poverty, anybody could see with their own eyes, is growing.

I was struck, visiting my old homeland, Haringey, by this recently.

It was not so much that seeing the homeless people on the streets was a surprise – we have plenty in Ipswich. Though I must admit that, coming out of Wood Green Tube station, the sight of a geezer with a sleeping bag sprawled out in front of the ‘Spoons on Spouters’ Corner was unexpected.

It was that walking from there to Turnpike Lane most people looked, well, not well off.

Same pound shops, charity shops, though a Mall looked a bit more prosperous than ours.

This is the real London, not Made In Chelsea.

Bounds Green, where I grew up, is (wrote the Guardian in 2013 and it’s still true), is “ordinary north London, like wot even Muswell Hill used to be: an endangered species these days.”, was another destination on this tour.

On a  round circuit from the Tube to my old gaff (a short 15 minutes)  I came across at least 10 off-licences and newsagents/food stores selling cheap booze.

Encouraging to see that people still appreciate white cider and 9% lager, no “shops selling single-estate, organic, truffle-dusted flat whites”.

But then………..

This report, then, does not come out of the blue.

More than two million Brits at risk of falling into poverty, report warns

The UK Government has been urged to take action at the Budget in order to tackle Britain’s growing poverty crisis, in response to the publication of a new report which shows that 2.5million people are at risk of falling into poverty.

The Social Metrics Commission has published a new framework for measuring poverty in the UK, which takes into account a wider range of interplaying factors which cause people to fall into poverty – including material resources, the cost of disability, and the cost of childcare.

Sam Royston, director of policy and research at The Children’s Society, said: “While we would welcome these changes to how poverty is measured being included in official statistics, concrete action is needed to tackle the shameful scale of poverty among our children, with all the damage it can do to their wellbeing, education and life chances.”

The Commission found that more than one in ten (12.1%) of the total UK population (7.7million people) live in persistent poverty. While a further 2.5million people in the UK are less than 10% above the poverty line – meaning relatively small changes in their circumstances could see them fall below it.

Philippa Stroud, the commission’s chair, said: “We want to put poverty at the heart of government policymaking and ensure that the decisions that are made are genuinely made with the long term interests of those in poverty in mind.”

The UK Government abolished child poverty targets under the Welfare Reform and Work Act 2016 – a moved condemned by the SNP who have reintroduced them in Scotland and have called for their reintroduction across the UK.

These are the conclusions of the above report:

The SMC report, available here,  reveals numerous key findings and challenges. The total number of people living in poverty is 14.2 million with the composition of poverty moving towards a better identification of children (4.5 million) and working-age adults (8.4 million). The good news is the shift away from pensioner poverty with far fewer pensioners living in poverty following a significant reduction of poverty amongst pension age couples, over the last 15 years.

The report reveals that people with a disability are much more likely to be living in poverty than previously thought, with around half of the 14.2 million people in poverty living in families with a disabled person.

The report also reveals the persistence and depth of UK poverty. More than one in ten (12.1%) of the total UK population are in poverty now and have been in poverty for at least two of the previous three years. A further 2.5 million people live less than 10% above the poverty line and are close to falling below it with relatively small changes to their circumstances; and around 2.7 million people live less than 10% below it.

 SMC KEY FINDINGS

  1. 2 million people in the UK population live in poverty: 8.4 million working-age adults; 4.5 million children; and 1.4 million pension age adults.
  2. Over half of those in poverty (58.2%) also live in persistent poverty. This means that more than one in ten (7.7 million) of the total UK population are in poverty now and have been in poverty for at least two of the previous three years. Persistent poverty is highest in families more than 10% below the poverty line, in workless families and families where someone is disabled.
  3. People with a disability are much more likely to be living in poverty. Nearly half of the 14.2 million people in poverty live in families with a disabled person (6.9 million people equal to 48.3% of those in poverty). The SMC metric recognises the inescapable costs of disability, accounting for them alongside the value of disability benefits, to reflect the lived experience of living with a disability.
  4. Far fewer pensioners are living in poverty than previously thought, with a significant fall in pensioner poverty over the last 15 years. Poverty rates amongst pension-age adults have nearly halved since 2001, and have fallen to one in ten, a drop from 17% of the total population in poverty in 2001 to 11% in 2017. There are, however some pensioner groups still experiencing high levels of poverty. For example, the poverty rate for pensioners who do not own their own home is 34.2%.

You can only note that all this is about to get a lot lot worse:

The Universal Credit Rollout Will Cause Liverpool Untold Harm – The Government Must Pause And Rethink. 

Joe Anderson Mayor of Liverpool

Huffington Post.

In a city described by the Joseph Rowntree Trust as having the second worst affected in the country when it comes to ‘destitution,’ Liverpool needs Universal Credit like a hole in the head.

Nevertheless, from this week, the remaining parts of my city not already covered by UC will start being migrated across to the new benefit.

The dread I feel is because we know what happens next.

Already, we can see a spike in hardship and a rise in council tax arrears from those who have already transitioned to UC. Not to mention the snaking queues at foodbanks and the families struggling with things like school uniform costs.

Around 55,000 Liverpool households will eventually see their claim move to Universal Credit. So far, we estimate that up to 2,800 people in Liverpool are affected by changes in work allowances in Universal Credit, resulting in a loss of income to families of between £40 and £200 each month.

The Council’s various discretionary schemes, set up to protect people in hardship, made 13,700 awards last year at a cost of just under £2.7million. 71% of all Discretionary Housing Payments made in Liverpool are to help people who have been hit by the ‘under occupation penalty’ – or as we know it, the bedroom tax.

It’s so frustrating because as a council, we have one of the best records in the country when it comes to maintaining discretionary benefits for the poorest and most vulnerable in our city. We are left picking up the pieces from failed central government changes.

Despite losing two-thirds of our government funding since 2010 (£444million), we have stretched our finances as far as we can in order to preserve basic human dignity, but also because it makes sense to address problems upstream before they swim downstream and cost even more to fix.

This is often down to the scandalous time lag between applying for Universal Credit and receiving a first payment. This is often as long as twelve weeks, with the National Audit Office recently reporting that four in ten applicants had experienced financial difficulties while transitioning across to UC, while one in five were not paid on time.

So my message to ministers is simple: pause this roll-out and listen to those of us on the frontline. It’s possible to reform Universal Credit to keep the original intention of simplifying the benefits system without deliberately causing misery for tens of thousands of people in my city and millions more across the country.

Drop the ideology for a start. There is no good reason to make desperate people wait for their benefits, simply because eight years ago Iain Duncan-Smith wanted to teach them budgeting skills. Pay up straightaway and take that terrible burden off the backs of some of the poorest people in our society.

Unnecessary delay simply throws vulnerably families into the clutches of payday lenders and loan sharks. This is a simple concession that Esther McVey could make that would transform the lives of millions of people for the better and show that the Department for Work and Pensions is listening to evidence about the ill-effects of UC.

I would also urge her to work with councils rather than ignoring us. Along with the voluntary sector, we are working to pick up the pieces of botched welfare changes. But give us the tools to do it. Provide ring-fenced funding so councils can create a local welfare scheme to address acute hardship.

But it’s also about practical steps, like understanding the system simply isn’t flexible enough for people on zero hours contracts and have no guarantees about their work situation from week to week. Also, the DWP could dramatically reduce the waiting time for connection to the DWP advice and information lines.

Before people in Liverpool are exposed to these poorly-conceived and badly implemented changes, I am asking Esther McVey to pause and #RethinkUC.

 

Written by Andrew Coates

September 18, 2018 at 9:23 am