Ipswich Unemployed Action.

Campaigning for Unemployed Rights.

Cut in Universal Credit Dominates Benefits News.

with 71 comments

Image

Our contributors raise issues about benefits sanctions, work ‘coaches’, the Work and Health Programme and Training Services, which got money from the European Social Fund, Restart, the risks of opening Job Centres, Internet Access, and the State Pension and Pension Credit (well worth applying for if you have little money and, obviously, no private pension).

When this Blog was first set up we exchanged a lot of experience on back-to-work ‘schemes’, including placements in variety of companies and public services. Many had serious difficulties with them, probably most with the ‘courses’ given by enterprises like SEETEC. They now seem to be have got set up again.

But the news on Benefits remains overshadowed by the coming cut in Universal Credit.

‘We keep on struggling’: Families on Universal Credit prepare for life without the £20 uplift

Some people, on Legacy Benefits, never got that “uplift”.

Sky.

It’s just under a month to go until the £20 Universal Credit uplift, put in place amid the COVID-19 pandemic, comes to an end.

It’s being called the biggest overnight social security cut since World War Two.

This autumn, as the government seeks to claw back some of the unprecedented emergency spending undertaken since COVID-19 hit the UK, familiar security blankets like the £20 uplift to Universal Credit are set to be removed.

It won’t be without its consequences.

Doctors, charities and even some Conservative MPs are calling on the government to rethink its decision to end the uplift.

The Joseph Rowntree Foundation (JRF) says that most parts of England, Scotland and Wales will see more than one in three families and their children affected as a result of the £1,040-a-year .

The Trussell Trust estimates that nearly a quarter of a million parents on Universal Credit fear not being able to sufficiently put dinner on the table for their children when the £20 cut comes into force from October.

Benefits Boss Coffey has been on a jolly in Japan.

Written by Andrew Coates

September 5, 2021 at 5:41 pm

71 Responses

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  1. Boris has promised to put billions into the NHS, spend billions on infrastructure, solve the social care dilemma and inject billions into that… well, let’s put it this way the man has over-promised. After stating unequivocally that the £20 UC uplift IS going to be withdrawn and with billions upon billions to find for umpteen other projects I really can’t see any way now for Johnson and his government to back away from making this unkind cut even though it would be the right thing to do and bring UC up to a level comparable to what it should have been if Osborne’s four year freeze hadn’t happened.

    Sadly I think abolition of the UC uplift is cut and dried. You can imagine the uproar from the Tory benches if UC remained uncut, as it is, costing £6 billion a year, while at the same time the government raised national insurance for “workers” to fund better social care for all.

    The truth is that Osborne cut benefits and lowered taxes to infeasible levels kicking the can of worms this represented down the road for somebody else to deal with after he had gone. Benefits and taxes should both be higher if you want to live in a properly funded civil society bereft of food banks, homelessness and other social injustices.The Tories always pretend that work is the solution to all evils but counter-intuitively it isn’t. For example before the pandemic unemployment was proportionately as low as it has been for forty years and more people were in (some kind) of work than ever before, yet food bank usage increased exponentially, never plateauing, never peaking, never falling only ever going up year on year as it continues to do so to this day.

    Where this is all going to end is anybody’s guess.

    Aleister

    September 5, 2021 at 6:01 pm

    • If i was a minister of parliament let alone a prime, i would see this 6 million pounds as the level to which i’m still failing in my aims to improve peoples lives.
      While working is a way out of poverty it must be recognized and embraced that it only holds true proportional to the level with which poverty sets its marker based on the cost of living rather than just breathing and sustaining life.
      Homelessness, food banks/soup kitchens and the need for welfare support despite working are all reminders of this countries failure to remain developed.

      The more we earn the less the money matters relative to our warranted circumstances but a cut in welfare and or a rise in NI contributions will be a serious deficit for our lowest earners.
      When your on the bottom rung of the wage ladder, every pound matters.

      Do we really want a society which for most is one of having to work ever longer hours to meet their daily needs just to compensate for too lower wage rate, too lower tax and NI allowance.

      We often see media demonstrate what such an impact will cost the individual yet most dont or will ever see the 20%/40% above their current annual full time wage often always depicted as an example.

      There is just cause for a government to revisit the rates at which and what people contribute in both tax and NI to encompass and balance out this evident and existing disparity.

      Doug

      September 6, 2021 at 6:40 am

      • All true Doug. Work can’t be the solution to all problems for everybody when so much work now is underpaid and so many people are underemployed. The Universal Credit idea that people can cobble together the equivalent of a full-time job by a series of multiple part-time jobs will never work for many because most people want one commute a day to full-time work and back not umpteen journeys to different partial jobs, none of which pay much, distributed across morning, afternoon, evening and night, involving multiple expensive and time consuming commutes from one to another. As you say you can’t work your way out of poverty when the national minimum wage is no longer sufficient to enable anybody to live adequately when they work 40 hours a week: it’s quite shocking to realise that people like trained nurses and care workers essential to the proper working of society need their incomes subsidised by Universal Credit to be able to live modestly in their own rented home.

        That really isn’t ever going to succeed because, psychologically, it isn’t what the working population wants.

        As far as tax goes personally I would be investigating the possibility of introducing wealth taxes, e.g., taxing high unearned incomes, costly property and land ownership etc., rather than taxing income earned by productive activities and/or useful investment or indirectly tax everybody, rich and poor, by raising VAT or similar.

        I don’t know what the solution is, or even if there is one, but 100% sure it ISN’T Universal Credit.

        Aleister

        September 6, 2021 at 11:23 am

  2. Thanks to all the Rightwingers, Brexiteers, Class Traitors, turncoats, numpties and assorted Muppets who were duped and taken-in by Boris the affable Toff whose buffoonery entertained all as he dangled on a wire waving a Union Jack when he wasn’t appearing on HIGNFY, all you voted for the Nasty Party. Well done you absolute morons.

    trev

    September 5, 2021 at 6:14 pm

    • @trev- And yet you still get many working-class voters who prefer voting Conservative. If we had an election now, even after all that has happened, who would bet on a Labour government ?

      Jeff Smith

      September 5, 2021 at 7:48 pm

      • Yes, the very definition of a Masochist; the Working Class Tory, famously caricatured by Warren Mitchell as ‘Alf Garnet’.

        trev

        September 5, 2021 at 7:58 pm

  3. “Boris, Boris, Boris”

    “OUT,OUT,OUT”

    “Boris”

    “OUT!”

    “Boris”

    “OUT!”

    “Boris, Boris, Boris”

    “OUT, OUT, OUT!”

    trev

    September 5, 2021 at 7:12 pm

  4. “People should increase their income by their own efforts, not rely on Welfare”
    – P.M. Alexander Boris de Pfeffel Johnson

    trev

    September 5, 2021 at 7:19 pm

    • Ta MUCH + 100% sincere (Covid-secure geographically BUT not intellectually) hugs for t’photie, trev…
      Stay aye elfy’n’safe…
      Annie… x
      (Irate WASPI OAP and FareShare Lancs & Cumbria, Nov 2015 – March 2017, latterly as albeit VOL “Office Administrator.”).

      Anne Edmondson

      September 5, 2021 at 9:58 pm

  5. This cruel £20 reduction, is the Tory whip laid on the backs of the British working-class.
    It’s levelling down, not up, into absolute poverty. It’s our political masters saying get a job, or get stuffed.

    Jeff Smith

    September 5, 2021 at 7:45 pm

  6. Andrew Coates

    September 5, 2021 at 7:49 pm

  7. superted

    September 5, 2021 at 9:16 pm

  8. Three way intervention (work coach, DEA and claimant)
    21.The three way intervention can be voluntary or mandatory, depending on the
    conditionality of the benefit they are claiming.
    22.If the intervention is mandatory, normal conditionality will apply. The work coach
    must obtain permission from the claimant before the three way meeting can take
    place. They must explain the role of the DEA and why the DEA’s participation in the
    meeting may be beneficial to the claimant.
     if work coach gains agreement, they must ensure the claimant understands the
    consequences of failure to attend the appointment
     if the claimant does not agree, the work coach requests a case conference
    with the DEA to explore alternative solutions which do not require the DEA to
    attend a claimant intervention
    23.If voluntary, the work coach must obtain permission from the claimant before the
    three way meeting can take place. They must explain the role of the DEA and why
    the DEA’s participation in the meeting may be beneficial to the claimant.
    24.if the claimant does not agree, the work coach requests a case conference with
    the DEA to explore alternative solutions which do not require the DEA to attend a
    claimant intervention

    Booking a three way intervention
    25.To book a three way intervention:
     the work coach and DEA agree their availability
     the work coach books the intervention on LMS, using the claimant’s records to
    ensure a notification letter is sent to the claimant with the date and time of the
    intervention

    https://www.whatdotheyknow.com/request/401360/response/972836/attach/5/1.Disability%20Employment%20Adviser%20DEA%20JOM.pdf?cookie_passthrough=1

    all i was told i was to see the dea given a time and that was it so there still braking there own rules and regs lmfao there that fkn stupid i cant wait now lol 😉

    superted

    September 5, 2021 at 9:43 pm

  9. So when’s this bloody Court case? When do we JSA/ESA claimants get the decision on our missing “Uplift” refund?

    trev

    September 6, 2021 at 8:10 am

    • @trev- And our missing Human Rights as well.

      Jeff Smith

      September 6, 2021 at 9:52 am

  10. @trev: End of September I saw somewhere Trev. But you can bet the government will appeal. It might be next year in before it all gets sorted out.

    George M

    September 6, 2021 at 9:59 am

  11. We are already seeing the results , where I work, only today I saw a mum with the family worker getting the 2 polo shirts and one jumper/ cardi with the school logo on it, as the pupil premium entitles them to. Names for breakfast club babe increased, as free school meals kids get this free. Part of our school is rented out to a private pre school: they have now been given notice as it’s anticipated the cuts will push even more families into problems and poverty, so the family workers are taking it over to offer activities and classes for disadvantaged families. It’s truly heartbreaking.

    Kat Rehman

    September 6, 2021 at 11:02 am

  12. A lot of people on Universal Credit have only known the £20 uplift & was not on Universal Credit before the £20 a week uplift. These people need to be more concerned about being sanctioned & losing a lot more than £20 a week.

    Stepping Razor Sound Plate System

    September 6, 2021 at 11:02 am

  13. The Tory voters are not ready to call the Tories a dictatorship yet, they are stuck on calling Boris Johnson a communist. When did Boris become a communist Tory Voters !!!

    Stepping Razor Sound Plate System

    September 6, 2021 at 11:13 am

  14. The £20 a week uplift on Universal Credit is costing £6bn a year. Many more saving can be made with Universal Credit Sanctions.

    Stepping Razor Sound Plate System

    September 6, 2021 at 11:43 am

  15. Would it not be better that the Work Coaches become HGV Lorry Drivers & give the Work Coaches proper work to do !!!

    Stepping Razor Sound Plate System

    September 6, 2021 at 11:46 am

  16. Cloverleaf

    September 6, 2021 at 12:10 pm

  17. well i went in guns blazing only to find out they had bottled it no line manager or dea in sight and was told the dea was on leave well what a fkn surprise lol and imo was a bluff so did not turn up.

    no mention of the whp looked at job search made next appointment and left no fun at all ;(

    all the dwp have is empty threats bluff and bull shit those foi request prove they cant do fuck all about it and they know it and have no choice but to back down and give up there is no way they can win buy law!.

    so get them foi printed off and show them to your wc and make it clear you will not sign anything and with any luck you wont even be sent to induction because cant be having you tell all the sheep the truth can they lol.

    superted

    September 6, 2021 at 12:30 pm

    • well when i turned up there was 3 ppl in the line to get in out side as wont let you in without an appointment the first 2 was digital uc claims so went straight in now when it came to the 3rd guy he said he had a phone claim as must had been his first time at the jcp and told him to log in in his journal first and said he not got one of those and then said he could log in on the computer and he then said he made the uc claim on the phone so non digital and goes o wait in reception until someone can see you and deal with it so they are out there but this guy has no chance of maintaining a digital claim and journal.

      superted

      September 6, 2021 at 8:14 pm

  18. Reblogged this on Tory Britain! .

    A6er

    September 6, 2021 at 12:34 pm

  19. It might be that the UK is in a death spiral of decline and doomed to be overtaken and displaced by countries like India and China possibly even Brazil down the line. There may be no way back to prosperity and influence for Great Britain. We may just have had it. Just like you, me, animals, planets and stars societies have lifespans eventually expiring, dissolving and breaking up to make way for something else. Sometimes I think that fate is already ours and that Britannia already has one foot in the grave. Maybe we’ve just had it. End of story.

    Tucker

    September 6, 2021 at 4:58 pm

  20. When I refused to sign w+h program paper work, a couple of weeks later I had a three way appointment with my WC and a disability advisor ,it was sprung on me out of the blue.i didnt even know who the extra advisor was,all they were concerned about is am I gonna sign w+h providers paperwork, I said no.
    They really put pressure on me all kinds of threats were used, they even said how comes you can sign on every week but not providers paperwork. I told the two witches signing on has nothing to do with a provider.

    Big bird

    September 6, 2021 at 5:53 pm

    • You go girl! Stick to them!

      jj joop

      September 6, 2021 at 7:03 pm

      • superted

        September 6, 2021 at 7:31 pm

      • Typo – Stick it to them.

        jj joop

        September 7, 2021 at 6:06 am

  21. Ted came, Ted saw, Ted kicked the DWP’s ass-hole 🤣🤣🤣🤣🤣🤣

    Cloverleaf

    September 6, 2021 at 7:56 pm

  22. Universal Credit is trying to make disabled people normal to fit in to normal people with normal jobs. That is the DWP Staff Guidance Rules. Treat disabled people like normal people or you will be breaking the UK’s New Human Rights Laws called the UK Bill Of Rights in Brexit. If we treat disabled people different than able bodied people it will insult the disabled, the DWP Staff Guidance goes on …. Even disabled people can Win Medals maybe not Gold but Disability Sports Heroes is a good career. Not much job & career choice then. Since the Disabled are worth tens of £bns to the DWP why not take advantage & make or & safe money for the DWP. The DWP have made the disabled unemployable. Now have you found a job fixing a flat tyre on a wheelchair !!!

    Stepping Razor Sound Plate System

    September 6, 2021 at 7:57 pm

    • Whether disabled or non-disabled the DWP are intent on trying to make square pegs fit into round holes, beating you on the head until you fit.

      trev

      September 6, 2021 at 8:20 pm

      • Having Covid is a disability.

        Stepping Razor Sound Plate System

        September 6, 2021 at 8:30 pm

  23. I have done £400,000 Disability Benefit fraud & am very proud of it. Or course the DWP will HAVE to investigate the statement & court action WILL be taken.

    So DWP why are you so scared to act. I have admitted doing £400,000 DWP what’s worse Disability Benefit Fraud.

    Stepping Razor Sound Plate System

    September 6, 2021 at 8:35 pm

    • Shall I ring the DWP Benefit Fraud Department to do your leg work.

      Stepping Razor Sound Plate System

      September 6, 2021 at 8:37 pm

      • You will still have to investigate it DWP saying I have cured my disability or I never had a disability in the first place.

        Stepping Razor Sound Plate System

        September 6, 2021 at 8:39 pm

      • Do you want to take it higher DWP?

        Stepping Razor Sound Plate System

        September 6, 2021 at 8:40 pm

      • The DWP Sets Examples.

        Hello, is tah the DWP Benefit Fraud Office, I would like to report someone for disability benefit fraud. Yes & who is that? Me I like to report myself. Now act DWP – If you do not ACT DWP you the DWP are breaking the law. Lawyer talk – DWP is it now a legal criminal matter now DWP so you can’t hide behind Politics & political Law. If you have information about a crime that has been committed then you need to ACT DWP. with a full investigation. Crimes Against The Poor DWP.

        Stepping Razor Sound Plate System

        September 6, 2021 at 8:51 pm

      • They keep putting the phone down. Do you want it on paper writing DWP !!!

        Stepping Razor Sound Plate System

        September 6, 2021 at 8:53 pm

      • I just got a text message from the DWP to go away. The DWP have dumped me by text. Can I have that in writing on paper or it is Null & Void.

        Stepping Razor Sound Plate System

        September 6, 2021 at 8:57 pm

  24. superted

    September 6, 2021 at 8:58 pm

    • not changed much has it pmsl tho i have been told the new jcp is now open and was jam packed today.

      superted

      September 6, 2021 at 9:13 pm

  25. superted

    September 6, 2021 at 9:26 pm

  26. Disparity in the work allowance and taper rate

    We have all heard about the difference between workers on benefits as regards those with and without dependencies and disability but what about those who while not qualifying for an allowance do and do not claim the housing benefit element of UC.

    Currently those that get a work allowance have this allowance adjusted accordingly to whether or not they claim housing benefits. I contest shouldn’t those not entitled to a work allowance be afforded a system to balance out the benefits those claiming housing on top of the JSA element have over those that dont claim housing.

    As things stand a claimant who is entitled to a work allowance but does not claim housing costs enjoys a 43.11% hike over those who do claim housing.

    So if a claimant who is not entitled to a work allowance currently does not claim the housing element of the benefit, shouldn’t they also receive the same comparative benefits as a result.

    I believe a claimant who does not have any dependencies/disabilities and does not claim housing should be awarded a work allowance rather than being treated no differently to the same class of claimant that does claim housing.

    I believe this government need to acknowledge a claimant who does not own a home/mortgage, who isn’t awarded a work allowance on the grounds they dont have dependencies/disability and does not claim housing needs and should be entitled to a work allowance consummate to the average rent rate in their area of residence.
    This would also mean overall the whole work allowance and taper rate system needs a massive overhaul.

    Doug

    September 7, 2021 at 9:07 am

  27. I had a rather strange telephone appointment with my Work Coach. It’s back to in-person signing from next time. But with a difference !
    All the Jobcentre seats have now been taken out , except for one desk with glass screen ( for the Work Coach ), and one seat in front of this (for the claimant ). This is called the Safe Area. A yellow line has been painted on the floor from the Safe Area to the entrance of the Jobcentre. This is the Safe Access Route.
    No-one is now allowed to wait inside the Jobcentre, and anyway there aren’t any seats now.
    So claimants must arrive on time, or wait outside on the pavement.
    The Work Coach must now come and get the claimant from the Jobcentre door, using the Safe Access Route.
    Masks are normally insisted on unless there is a medical exception. They have a supply of disposable paper masks at the ready, should you forget your own. The claimant and Work Coach, keeping a safe distance, then proceed together down the Safe Access Route to the Safe Area.
    The Work Coach then takes his/her place behind the glass screens in front of their desk. The claimant sits in the chair facing this ( chair disinfected between every claimant ).
    Then the Work Coach conducts the usual sign-on appointment. But with new restrictions. The Work Coach is not allowed to touch any items shared with the claimant. So, if you have a written jobsearch, you cannot
    just hand this to the Work Coach. The claimant must now hold up the jobsearch, and the Work Coach will examine it from a position of safety behind the glass screen.
    The claimant is not allowed to touch the signing-on pen, and so the Work Coach will now sign for the claimant.
    At the end of the signing-on appointment, the claimant must leave the Jobcentre following the Safe Access Route ( the yellow line ).
    The appointments are being kept short because ”We have a bit of a backlog .”

    Jeff Smith

    September 7, 2021 at 12:53 pm

    • Blimey, what a palaver. And all just a waste of time anyway. Who benefits from this charade? Not the downtrodden impoverished claimant, not the Tax-paying public, only the JCP/DWP Staff who get a wage out it but would presumably rather be somewhere else doing something more interesting, rewarding, worthwhile.

      trev

      September 7, 2021 at 1:38 pm

      • @trev- This is going to cause such an enormous backlog of signings. And I suppose it’s being rushed through at top speed. So it will probably be quick march down the Safe Access Route, any changes, yes or no, quick scan of the jobsearch, next appointment, and done.
        Not sure what’s happening about the G4S guards. One thing is for sure, they won’t have anywhere to sit down.

        Jeff Smith

        September 7, 2021 at 1:55 pm

      • Jeff, were you required to sign, to provide an actual signature, or like me just confirm your identity by answering two questions; d.ob. and postcode ?

        trev

        September 7, 2021 at 4:36 pm

      • The idea is to make claimants travel to Jobcentres in person, put the wind up claimants in person, rattle their chains in person and keep them on their toes in person. It is much more effectively uncomfortable and disconcerting than a phone call or an email which is why it’ll never go away. Basically it’s a lever the DWP can pull to put some pressure on claimants to prevent them from becoming moribund as they see it.

        Aleister

        September 7, 2021 at 2:48 pm

    • Follow the yellow brick road haha, clown world is well and truly here.

      Cloverleaf

      September 7, 2021 at 2:01 pm

    • I seem to have struck it lucky compared to most of you. I last had a telephone interview which was very brief 4 weeks ago. I was supposed to have had one today but no one phoned so I ended up phoning the Jobcentre. After a while I ended up talking to the manager who told me that the people who would have talked to me were off sick so she basically did a very brief phone interview herself. She set a phone interview for 4 weeks time and told me that the Jobcentre was basically in a state of controlled chaos so it was going to be telephone interviews for the foreseeable future which suits me just fine

      ben

      September 7, 2021 at 4:25 pm

      • The question is can the DWP maintain control of the chaos and prevent it becoming syncopated pandemonium? Or is that the job of G4ss ?

        trev

        September 7, 2021 at 4:53 pm

    • I had three face-to-face work search reviews in June & July but since then it’s been telephone appointments. When I slipped my written work search evidence to my work coach under the glass screen she insisted on wearing disposable gloves. She also wears a face guard as well. The civil service are all being super-cautious. I wonder if they know something we don’t.

      jj joop

      September 8, 2021 at 6:17 am

    • @Jeff

      I had three face-to-face work search reviews in June & July but since then it’s been telephone appointments. When I slipped my written work search evidence to my work coach under the glass screen she insisted on wearing disposable gloves. She also wears a face guard as well. The civil service are all being super-cautious. I wonder if they know something we don’t.

      jj joop

      September 8, 2021 at 6:28 am

  28. Restart scheme participant portals – all are “not mandatory”?

    https://www.whatdotheyknow.com/request/restart_scheme_participant_porta#comment-99378

    well the providers have gone way to far this time round lol 😉

    superted

    September 7, 2021 at 2:21 pm

    • I don’t know what a “participant portal” is, don’t they talk bollocks? I wonder what the Society for Plain English would make of that. It sounds like something to do with inter-dimensional travel or alien abduction.

      trev

      September 7, 2021 at 10:46 pm

      • superted

        September 7, 2021 at 10:57 pm

      • @trev

        By registering with their ‘Portal’, it’s just another way to get you to register with them so than can claim funding for you. They’re probably wise to the fact that some claimants won’t sign their Action Plans, etc.

        jj joop

        September 8, 2021 at 6:26 am

      • Watch the small print

        If T&C is a part of anything you do, then your entering into a lawful binding agreement that covers various topics as laid out by said T&Cs pursuant to any announcement therein that the information supplied is not in full and can be obtained by contacting them and or by way of a link to another document/s.

        Reeds relationship with DWP is based on what little Ive heard and seen posted on Ipswich unemployed is one of being classified as a third party. So for them to continue in their own capacity would mean they as required by law must seek to make a binding agreement with any claimant introduced to them by DWP.

        The medium under which they do this is neither here nor there.

        IMPLIED CONSENT AND COOKIE LAWS is the material you need to consider before proceeding.

        Doug

        September 8, 2021 at 7:45 am

  29. And what if you get infected with Covid-19 while attending these increasingly risky appointments ?
    With a potential 4th wave on the way. Then what ? If it wasn’t for the stupid suspicions of the DWP we would all still be on telephone appointments.

    George M

    September 7, 2021 at 2:56 pm

  30. Seeing the Prime Minister with his latest hair-combed look. He is one of the few people who can make his own hair look like a bad wig.

    Jeff Smith

    September 7, 2021 at 3:29 pm

    • A trick he learned from Donald Trump.

      trev

      September 7, 2021 at 4:39 pm

  31. People speak about how the Universal Credit cut will affect them:

    https://www.mirror.co.uk/money/daughter-universal-credit-fears-dad-24898185?

    trev

    September 7, 2021 at 9:35 pm

  32. “What £20 means to me”

    https://www.bbc.co.uk/news/av/uk-58478076

    trev

    September 8, 2021 at 10:52 am

    • £20 has helped pay utility bills, council tax and food, it’s been a massive help. When it’s gone life will be hell on earth, especially for people with children they will be the ones that suffer most. Thank you very much tory scum.

      Cloverleaf

      September 8, 2021 at 11:18 am

  33. Universal Credit: “I’m living hand to mouth”

    https://www.bbc.co.uk/news/av/uk-northern-ireland-58478878

    trev

    September 8, 2021 at 10:57 am

  34. They want the lot! Highest tax hike since WW2.

    Cloverleaf

    September 8, 2021 at 11:30 am


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